A debtor is only allowed to preserve a specific amount of home in the chapter seven, which is decided by the debtors allowable exemptions. In a very chapter thirteen bankruptcy, debtors can nearly always maintain all their home, but their chapter 13 repayment program is much more high-pric

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But, this seldom allows and only makes a worse money scenario. Waiting around could also give creditors time to do the next: For instance, if a creditor is playing hardball, a filer can avoid collection attempts and pressure the creditor right into a Chapter 13 payment program. On the o